.Union Money Management Administrator Nirmala Sitharaman3 minutes checked out Last Improved: Aug 28 2024|12:15 AM IST.On the eve of the 10th anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Money Management Minister Nirmala Sitharaman announced that the government targets to open up over 30 million new PMJDY accounts throughout 2024-25.Briefing reporters, Sitharaman unveiled that since August 14, 2024, a total amount of 531.3 million Jan-Dhan accounts have levelled because the scheme's launch a many years earlier, with a collective down payment balance of Rs 2.3 mountain.The typical remainder every profile has actually increased from Rs 1,065 in March 2015 to Rs 4,352 since August 16, 2024. About 80 percent of these profiles are actually presently active." PMJDY has actually participated in a vital duty during the course of the global, specifically for women," stated Sitharaman.Regardless of the allowance for zero harmony and also the lack of a minimal equilibrium requirement, just 8.4 per cent of the profiles keep a zero balance. The scheme has actually been specifically effective in non-urban as well as semi-urban locations, where 66.6 per cent of the profiles lie.As of August 14, 2024, ladies account owners stand for 55.6 per cent of the complete profiles, totaling up to 295.6 million accounts, depending on to the Department of Financing.
Presently, 99.95 per-cent of all settled towns have banking facilities accessible within a 5-kilometre radius with various touchpoints, including bank branches, automated cashier devices, financial reporters, as well as India Blog Post Settlements Financial Institution.As of August 14, 2024, there are over 1.73 billion personnel CASA (bank account money market account) profiles in the nation, featuring greater than 530 million personnel PMJDY accounts.Regarding social security systems, Sitharaman highlighted that over 200 thousand increasing enrolments have actually provided life insurance policy coverage of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, along with an annual superior of Rs 436.Also, over 450 million cumulative enrolments have given one-year unexpected cover of Rs 2 lakh (for fatality or even long-lasting overall disability) and also Rs 1 lakh (for permanent partial impairment) under the Pradhan Mantri Suraksha Bima Yojana, along with a premium of Rs 20 each year.The Atal Pension plan Yojana has actually registered over 68 million customers.In terms of credit-linked plans, Sitharaman mentioned that under the Pradhan Mantri Mudra Yojana, 489.2 million advancing finances amounting to Rs 29.93 mountain (as of July 12, 2024) have actually been approved to offer collateral-free institutional financial to micro and small business systems up to Rs 10 lakh for income-generating activities.Under the Stand Up India Plan, 236,000 collective car loans completing Rs 53,609 crore (since July 15, 2024) have been approved to Scheduled Caste, Scheduled Group, and also females business owners for establishing greenfield tasks.Also, the Pradhan Mantri SVANidhi scheme has actually allowed lendings worth Rs 12,630 crore to 6.52 million street sellers as of August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) introduced on August 28, 2014.u00b7 PMJDY cumulative deposit balance of Rs 2.3 trillion.u00b7 There are over 1.73 billion surgical CASA profiles.u00b7 Females account owners make up 55.6% of overall profiles.Initial Published: Aug 27 2024|9:37 PM IST.